GAP Insurance Facts & Benefits


Protect your investment with confidence.


At Wheatley Car Centre and Sturdy’s Castle Car Centre, we know that purchasing a vehicle is one of the most important investments you’ll make. Unfortunately, accidents, theft, or total loss can happen — and standard motor insurance may not always cover the full cost of replacing your car.

That’s where GAP (Guaranteed Asset Protection) Insurance provides peace of mind

What Is GAP Insurance?


GAP Insurance bridges the gap between your car’s insurance payout (its current market value) and the amount you originally paid for it or still owe on finance.

In simple terms — if your car is written off or stolen, GAP Insurance ensures you’re not left out of pocket.

Key Benefits of GAP Insurance


  • Financial Protection – Covers the difference between your insurance settlement and the original invoice price or outstanding finance.
  • Peace of Mind – Avoid unexpected costs in the event of a total loss.
  • Covers Cars & Commercials – Designed for both personal and business vehicles.
  • Up to 4 Years’ Cover – Long-term protection to match your ownership cycle.
  • Nationwide Support – Fully administered by trusted UK underwriters.
  • Hassle-Free Claims – Simple and straightforward when you need it most.

GAP Plus – 4 Year Car & Commercial


Retail GAP Rates Chart

Vehicle Invoice Price Band (£) Retail Price (Incl. IPT)
£5,000 – £10,000 £259
£10,001 – £15,000 £264
£15,001 – £22,500 £357
£22,501 – £25,000 £379
£25,001 – £30,000 £395
£30,001 – £37,500 £452
£37,501 – £50,000 £558

Please ask our team at Wheatley Car Centre or Sturdy’s Castle Car Centre for full terms, conditions, and eligibility details.

Why Choose Us?


  • Trusted local dealerships with decades of experience
  • FCA-authorised sales of GAP Insurance products
  • Transparent pricing — no hidden costs
  • Friendly, knowledgeable staff ready to help
  • Dedicated aftersales support and guidance

Protect your investment today.


Ask our team at Wheatley Car Centre or Sturdy’s Castle Car Centre about GAP Plus and drive away knowing your vehicle’s value is safe.